Illustrative example based on a typical client scenario. Figures are examples, not results.
UK couple buying a resale villa, Marbella
Completing on a Marbella villa without the completion-day scramble
A €640,000 resale villa, ten weeks between deposit and completion, and a pound that wouldn't sit still. A limit order took the guesswork out.
- Purchase price
- €640,000
- Deposit to completion
- 10 weeks
- Kept vs bank rate
- ≈ £13,000+
The challenge
The buyers had agreed a price in euros and paid a 10% deposit. The remaining €576,000 was due at the notary ten weeks later.
They had no idea when to convert and didn't want to watch the market every day.
What we did
- 01Plan the paymentsTheir specialist mapped the deposit, completion and taxes in pounds.
- 02Limit orderThey set an order to buy euros automatically if GBP/EUR reached their target, with a fallback date before completion.
- 03Funds sent to the lawyerCompletion funds went to their Spanish lawyer's client account, with bank details confirmed by phone first.
The outcome
- Euros bought at their chosen rate without watching the market.
- Compared with a typical 3% bank margin, a specialist rate kept roughly £13,000 more in their pocket.