Illustrative example based on a typical client scenario. Figures are examples, not results.
Pre-owned watch dealer buying overseas, UK
How a UK dealer stopped losing pieces to faster buyers
Most of the stock came from overseas, but bank payments kept landing a day late and pieces went to quicker buyers. A specialist who knew the timings fixed it.
- Annual overseas stock
- ≈ £1.2m
- Rate margin
- 3% → 0.6%
- Kept per year
- ≈ £30,000
The challenge
The dealer bought most stock from overseas dealers through a high-street business account.
Payments went out too late in the seller's day and landed the next morning. Twice in one quarter the piece had already gone to another buyer, and some funds were being converted more than once on the way.
What we did
- 01Timed to the sellerDeals are confirmed and funded in time to land the same day at the other end.
- 02A specialist on WhatsAppPrice, seller and deadline go in one message; the specialist confirms the rate and the timing.
- 03One conversion, not twoPayments go straight from the currency held into the currency invoiced.
- 04Closures in the diaryMarket holidays are flagged ahead, so payments go before the break.
The outcome
- Payments landing on time, so no more pieces lost to faster buyers.
- A tighter margin on around £1.2m of annual stock, worth roughly £30,000 a year compared with a 3% bank margin.